Q: What is a PIP suit?
A: A PIP suit is filed by an attorney for a medical provider against an insurance company for personal injury protection ("PIP") benefits, as long as the provider has a valid assignment of benefits. The automobile insurance company must pay the medical provider the patient’s PIP benefits for treatment of an injury involving a motor within the statutory period of time. The statute of limitations for PIP suits is 5 years! This means we can go back 5 years for your collection needs.
Q: What is the difference between a personal injury ("PI") suit and a PIP suit?
A: A personal injury suit usually occurs where the personal injury firm represents an injured person for damages as a result of another person’s negligence. In a PIP suit, an attorney represents a patient and/or medical provider against an insurance company for unpaid medical benefits required by Florida law.
Q: Do most personal injury attorneys also handle PIP suits?
A: No. Most personal injury attorneys do not handle PIP suits.
Q: How much will it cost to hire CINDY A. GOLDSTEIN, P.A., to handle my PIP suits? Will I have to give the firm a retainer?
A: You will pay the firm nothing up-front. Should we prevail, the PIP insurance company is liable for our attorneys fees pursuant to Florida Statute.
Q: Why would an insurance company deny payment of PIP benefits?
A: An insurance company can deny payment for PIP benefits for various reasons including but not limited to the results of an independent medical examination (IME); a patient’s failure to attend an examination under oath (EUO); defective Standard Disclosure Acknowledgement Form; coverage issues; improperly submitted HCFA forms, etc. Each insurance company may deny payment for different reasons. Don’t take an insurance company’s word for it that payment is not due and owing to you. Should be prevail, you will be entitled to payment of PIP benefits and interest.
